50 Free Online Resources for Self-Motivated Learners

I work full time and often feel that my skills and competencies are becoming redundant as time passes.

New technologies, degrees and more innovative methods of teaching at modern universities clearly give an edge to the younger lot of the workforce who have access to more modern and innovative teaching methods.

In such a scenario, a person like me would always dig out relatively less expensive and readily accessible online resources to upgrade my knowledge and skills so that I can keep up to date with the modern demands of the new work ethics.

Language Learning

Busuu: World’s largest social network for language learning

This is one of the best language websites[1] that allow you to learn new phrases and vocabulary. It has audio recording options, dialogues, writing exercises and native speakers’ interaction.

This is specially a good website to provide a large collection of languages to learn.

Duolingo: A free language learning platform

From the name itself, it is best for getting intensive yet detailed grammar lessons.

Rosetta Stone: Language and literacy education

This web gives you the opportunity to study a new language flexibly. You can learn it according to your own schedule with any device, from anywhere in the world. Since 1992, Rosetta Stone’s language division has been helping all types of learners to read, write, and speak more than 30 languages through cloud-based solutions.

Memrise: A source that makes learning languages and vocabulary full of joy and life

The website utilizes mnemonic flashcards to help you learn vocabulary better. This is great source if you are preparing for SAT or TOEFL.

Career Advancement

EdX: Free online courses for career advancement

The site allows you to explore any topic, subject, or even school in just seconds. It has a smart search bar and free online education from exclusive universities worldwide.

ALISON: Free high quality knowledge and workplace skills training

It has customized courses made to improve your skills in a certain field. Reputable materials are accessible to make you more effective in the office.

Alison is typically good to provide basic education and workplace related skills to improve the practical knowledge of the persons. Most of its courses are free.

Foreign Services Institute: Online resource providing career-long learning opportunities

This is another grammar-based resource that contains materials for listening and speaking.

If you want to improve your speaking skills, this resource is probably one of the finest resources to offer great help in learning basics of refined speaking and listening skills.

Technology Knowledge

GCF Learn Free: Platform to learn essential computer and life skills

Goodwill Community Foundation and Goodwill Industries spearheaded the site’s development for modern skills learning.

 9 Microsoft Virtual Academy: Free Microsoft training delivered by experts

Learn personal computing at your own convenience via this website. It provides an explanation to stuff on the internet, information technology, and cloud computing.

10 Tuts+: Opportunities for people to learn and earn online

Creative technology is considerably easier to learn on this site. It teaches web design, graphic design, coding, business, etc.

Udemy offers a great source on what can be learned easily and on your own pace with little investment.

11 Codecademy: A place to learn coding skills

As the name suggests, you can figure out how programming works via the smart site.

I use codeacdemy to learn coding on data analytics, artificial intelligence, making antivirus app[2] as well as learning how to code for iOS apps. It is a treasure trove for best quality information on coding and programming.

12 HTML Dog: Courses to learn the most common languages used in making web pages

You may learn JavaScript, CSS, and HTML skills from the site. This is a very comprehensive source on learning the basics of web programming and designing and covers a large variety of topics on these issues.

13 HOW Design University: A trusted source for graphic design knowledge

Learn graphic design and interactive creative works via the website.

14 Big Data University: Data science and cognitive computing learning platform

Free and paid courses for data science are accessible on the site, specifically prepared by professionals and professors.

15 Code: Expanding access to computer science

Coding and app development lectures are found on the websites. Kid-friendly courses are also available.

16 Hack Design: Easy-to-follow design courses

Designers supplied 50-unit lesson plan for the site, covering mobile apps, web design, and multimedia application.

17 Skillcrush: An interactive online digital skill learning community

The modules of the site are easy to understand and short, implying beginners will find it highly useful.

18 Udacity: An online university for digital skills

It gives motivated learners opportunity to study higher education and skills for future employment.

19 Stack Exchange: World’s largest programming community

The resource is more of a question and answer lecture source, particularly on programming and technology. Stack exchange is a collaborative site wherein programmers and developers share their code and get tips and advice from other programmers.

Business Success

20 HubSpot Academy: An inbound community which helps people achieve their business goals

Besides lessons, the website provides certifications, which are very helpful for job-seekers.

21 Moz: A great resource for content marketing knowledge

If you are interested in content marketing and search engine optimization, this is the place to be.

This is also a great source for learning SEO and social media marketing. Though limited in its approach, but Moz[3] is a great place to get up to date knowledge on SEO and search engine domination.

22 Lynda: Online learning platform for business, software, technology and creative skills

This is an educational hub that is suitable for professionals. It covers business, marketing, design, and photography among others.

Money Management

23 LearnVest: Advice on money management

Entrepreneurs should access this site for financial management lectures.

With various resource links for self-learning, there is no reason for you to worry if you want to explore more. Enhancing your skills does not always have to come with a fee.

Leisure Learning for Home Schooling

Here’s a list of academic resources that you can access to.

24 OpenLearn: Free access to course materials and expert opinion on topical issues

The online university gives lessons for students to professionals in various formats. It is an award winning portal where all courses are free and are specially focused on politics, arts, humanities and social sciences.

25 Learning Space: Online learning resources with guidelines

The Open University. You can download free online courses from this site and search conveniently depending on user ratings.

26 UMass Boston Open Courseware: Free and open educational resource

This is a place to study political science, psychology, mathematics, early education, and history among others.

This resources is specially good if you are an arts student and do not require hands on training and practical education.

27 Coursera: Universal access to the world’s best education

The website partnered with institutions worldwide to give anyone free online education covering tons of courses.

28 MIT Open Courseware: Web-based publication of virtually all MIT course content

The place provides an independent study that will not disappoint. It even indicates the semester and year the lecture was taught.

MIT being one of the top universities of the world offers a great wealth of course material and course instructions to provide excellent free online education.

29 Academic Earth: A collection of free online courses from the world’s top universities

It covers various subjects and makes course searching easier by using school and subject as categories.

30 Stanford Online: Free online courses taught by Stanford faculty

The courses offered in the site are based on sessions. High quality courses are available that may be completed either using a web browser or iTunes.

31 Tufts Open Courseware: Free access to academic resources

Professors’ lectures are available on the site, particularly presented in slides.

32 Harvard Extension: About 800 academic courses are provided to learn online

Harvard courses are available on the website with top notch materials.

33 Utah State Open Courseware: Course materials under university department available through an open content license

Quick searching and browsing are offered by the site. MP3 files are provided instead of document-based lectures.

34 Open Yale Courses: Lectures and other materials from selected Yale College courses

Yale courses are available on the web portal. Videos of lectures are even uploaded for access.

35 FutureLearn:  High quality online education for different subjects at university

You can access lessons on the site using either your laptop or smartphone. One of its commitments is to propose social learning.

Leisure Learning for Fun And Interests 

36 Free-Ed: Free online courses and other learning resources for a global audience

Apart from its online classes, it allows you to join online groups taking the same course you chose. This site is good for self-learning and was launched in 1997. It offers complete range of courses for people want to engage themselves in lifelong learning and development.

37 Udemy: Global marketplace for learning and teaching online

You can find both free and paid content in the website. If you prefer, you can also build tailored courses from its lessons.

Udemy has become a giant in online learning and now offers courses on almost every topic. Though most of the courses are paid but they are offered at relatively low prices.

Right from teaching how to code to making bluetooth LED Smart Key[4]. you can find top class instructors providing instructions on how to make hardware, earn more money on amazon, be a social media guru or become a top class blogger.

38 Khan Academy: A personalized learning resource for all ages

You get free video lessons from this website, which are broken down for the benefit of someone looking for specific topics only.

Khan Academy is specially good for children as it offers easy to learn courses offering some great free tips on common subjects such as math, physics, chemistry, arts and other school related subjects.

39 iTunesU Free Courses: Instructors’ essentials to bring the classroom together

You can download numerous lessons using your iPhone, iPad, or any Apple device with this free education resource.

This is limited in the sense that you need Apple devices to login to

40 Carnegie Mellon Open Learning Initiative: Innovative online courses to anyone who wants to learn or teach

It offers courses for self-study. The difference is, you must create an account first.

41 Dave Conservatoire: Free online music school

If you want to study both music and art, this online music school is known for providing a world-class education to anyone.

42 Better Explained: Learning platform for mathematics

Mathematics is taught on the website with visual lectures.

43 University of London Podcasts: Free podcasts and video content

From the name itself, you can get free podcasts from the site covering different in-depth topics.

44 BBC Podcasts: Opportunities for exploration in podcasts

Podcasts of different topics are provided weekly on the site. Concentration is on current events, sports, and finance.

45 Ed2go: Hundreds of engaging online courses to learn a new hobby or skill

Affordable online learning courses led by instructors are accessible on this portal.

46 TED-Ed: TED’s youth and education initiative

The site is rich in video-based lectures on new topics and discoveries worldwide.

TED is famous for its talks on contemporary issues and are being delivered all over the world. Since the topics covered on TED are of great variety, this source is specially good if someone is looking to access a large variety of topics with independent opinions of the speakers.

47 LessonPaths: Best education tool by sharing and curating playlists

You can create playlists of lectures on the site, even if other modules are from other sites.

48 National Geographic Kids: Inspiration for young adventurers to explore the world

Younger users will find this site highly entertaining given the courses are posted with images, videos, puzzles, and games.

This is great learning sources through audio visuals and helps the children to learn through visual learning which is considered as more effective as compared to other methods of teaching.

49 SchoolTube: Moderated video sharing platform for students and educators

The platform promotes sharing of videos for K to 12 students and teachers.

To get the full benefits of this resources, parents have to take an active role in helping their kids to learn from schooltube.

50 Open Culture Online Courses: The best free cultural and educational media

It has 1,000 lectures, podcasts, and videos, which are partly found in private sites of universities only.

This site offers aggregation of some of the top quality courses taught at major universities of US and developed world.

Reference

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How to Relieve A Toothache When A Dentist Isn’t Nearby?

If I can remember one vivid memory of my childhood, it is toothache. I am someone who experienced unbearable pain of having toothache early in his life. Despite seeing dentists, I always had the swelling in my gums, headache, fever and bad taste in mouth.

It was a really nightmare.

Cracked teeth, cavities, an abscess in the gum line or loose filling may often lead to unbearable tooth pain.

Toothache is often described as pain in your teeth or jaw occurring mainly due to decaying of your tooth. It normally occurs when there is an inflammation in the dental pulp [1].

The causes of toothache can be different but if you like sweets, sugary drinks, do not brush or floss, chances are that you will face toothache at one point in time in your life.

The best way to deal with any tooth pain is to head to the dentist if your toothache is not subsided within 2 days. Depending upon the severity of the issue, your dentist can suggest various solutions such as medication and she may also advise you root canal therapy [2] , when the situation worsens.

But what do you do with the unbearable pain before you can make it to the dentist?

6 Accessible methods to spare you the pain for the moment

Here are a few easy ways to get some relief.

Swishing salt water

Prepare a ‘painkiller’ mouthwash by mixing a teaspoon of salt with boiling water taken in a cup. Swish it around your mouth for about half a minute and then throw it out.

It not only brings down the intensity of the pain but also reduces swelling and washes away debris accumulating around the teeth. Repeat this frequently and you are bound to get good results.

Icing the affected area

Take a plastic bag, put some small ice cubes in it and then wrap it with a thin cloth. Apply the bag to the area affected by toothache for around 10 to 15 minutes at a stress.

This will numb the nerves and hence will make you much less sensitive to the pain.

It has also been seen that by simply messaging an ice cube in the area connecting the forefinger and thumb, you can relive a toothache.

Rinsing with hydrogen peroxide

Buy a 3% hydrogen peroxide solution and keep it handy. It goes a long way in killing bacteria and bringing relief from discomfort.

Simply rinse your mouth with hydrogen peroxide and once you spit it out, rinse a number of times with water.

If you have foul smell in the mouth and fever along with toothache, hydrogen peroxide can provide a good temporary solution, but you need to visit your dentist to eliminate the infection completely.

Applying clove oil

Cloves perform wonderfully when it comes to numbing nerves, because they contain the compound eugenol, which has anesthetic properties.

But you need to be extremely careful while using clove oil, since pouring the oil over any sensitive gum tissue can do more harm than good by worsening the pain, which might require a root canal therapy from the dentist.

So, you need to take just two drops of the oil in a cotton ball and apply it directly to the tooth till the intensity of the pain comes down. You may also use a whole clove instead of clove oil.

Calming with tea

Peppermint tea is very useful in reducing swelling and toothache. Take a cup of boiling water, put a spoonful of dried peppermint leaves and let it settle for around 15 minutes.

Then swish the cooled tea in your mouth, followed by throwing out or swallowing. You may also try placing a wet peppermint tea bag over the aching tooth to relieve pain.

Treating with brown paper and vinegar

It is not exactly the remedy for a paining tooth, but this common country cure may be successful in distracting you to a certain extent.

Take a small piece of brown paper and soak it in vinegar. Then sprinkle black pepper on one side and hold that particular side to the cheek on the side of the aching tooth.

There will be a kind of warm sensation, which can distract you from the pain.

Once your toothache is relieved by going for one or more of these remedies do consult a dentist for further treatment.

As per the condition of your teeth, the dentist will prescribe medication and might also advise root canal therapy, which is one of the best treatments for troubled teeth and gums.

How to ensure long term prevention

Long term prevention is easy and can be done. For this, you need to do following 5 things on consistent basis:

  • Avoid eating sugary foods on regular basis. Occasional eating may be allowed but avoid eating on regular basis.
  • See your dentist on regular basis. With age, there occurs natural tooth decay so always make sure you see your doctor once a year at least.
  • Regularly brush your teeth and also change the brush after every three months. Rinsing your mouth with mouth wash can also help to strengthen your cavities and general tooth health.
  • Avoid drinking too cold or too hot drinks including water specially if you frequently face the toothache.
  • Avoid yawning or taking large bites of food specially when in pain.

Above are some simple yet effective methods to deal with the toothache and can easily help you to avoid the same without spending too much on the dental care.

Featured photo credit: The Natural Penguin via thenaturalpenguin.com

Reference

[1] NHS Choices: Toothache
[2] Mapleridge Dentistry: Do you Need a Root Canal?

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Say Goodbye to Sleepless Nights! 10 Essential Oils That Help You Sleep Soundly.

I can vividly recall all those sleepless nights where I was unable to sleep due to pressure from the work, family and a general deterioration in health. Sleep is an important part of our health mechanism but most of us find it extremely difficult to sleep due to stress and pressures of the life.

Long commute times, eating and drinking late in the night, consuming caffeine, failing to deliver on time and thinking about our next meeting are all the factors most of us face every day.

The result of this stress is lack of sleep or quality sleep.

Not being able to fall asleep leads to increased stress levels and bad moods. Taking medication for sleep comes with its own share of side effects.

So, if you’re looking for a healthy way of promoting sleep you should opt for essential oils.

When all else methods fail to help you have a good sleep, try essential oils.

My own personal experience with lack of sleep pushed me to research and find new ways of hacking the sleep. I read almost every good quality book on how to hack the sleep and get sufficient and refreshing sleep during the night.

I tried from meditation, hypnosis, using special sleep curtains to darkening rooms to pitch black. Though almost every method worked but what I found more refreshing and relaxing was the use of oils for sleep.

So if you do not want to use any medication, listen to hours of sleep music, here are some tips for you to use some essential oils for having a good quality sleep:

Let’s get your bedroom ready for a good quality sleep!

Before using any oil, it is important to find a best oil essential oil diffuser.[1]

Setting up the environment through a good quality essential oil diffuser is important because it can detox the room environment and add more aroma and fragrance to the overall ambiance of your room.

Apart from having installed an oil diffuser, you must also make sure your room is darkened sufficiently. Shut off all lights and put your mobile phone on airplane mode as radiations from the cellphone signals can interfere with the sleep.

Lavender Essential Oil

Lavender is known to help release tension from the body and relax muscles. Studies from the University of Southampton (UK) revealed that people who used lavender slept 20% better than the study’s placebo group.

Valerian Essential Oil

While the smell of Valerian isn’t the most appealing, this essential oil does wonders to help you relax and give rise to a sense of peace. You can try to mask the smell by trying out different blends.

Neroli Essential Oil

Neroli or orange blossom is another great essential oil for you to use. You’ll also find it as a component in various perfumes. It’s used to treat people experiencing hypertension.

Vetiver Essential Oil

If you’re into earthy smells, then vetiver is for you. It can effectively treat sleep problems that occur due to hormonal stress.

Clary Sage Essential Oil

Another essential oil with a comforting scent, the nutty aroma of clary sage is another stress reliever that promotes healthy sleep.

Roman Chamomile Essential Oil

Chamomile has a lot of variety out there so make sure you get the roman one. It has been used to make a relaxing cup tea as well as to promote sleep.

Patchouli Essential Oil

The fragrant smell of patchouli essential oil makes it one of the best options to choose when searching for a sleep-promoting agent.

Cedarwood Essential Oil

Cedarwood essential oil is perfect for people who find relaxation in the earthy fresh smell of cedarwood.

Sandalwood Essential Oil

While finding high quality sandalwood essential oil might be tough, it can help treat insomnia.

Marjoram Essential Oil

This essential oil can prevent you from tossing and turning while in bed and help relax your body for better sleep.

Pick your favorite fragrance and use the essential oils in your way

Essential oils can be used with a diffuser. Make sure to diffuse oils at least thirty or sixty minutes before going to bed.

However, if you don’t happen to have a diffuser, you should take a drop or two in your palm, give your hands a quick rub, and then use your hands to rub your neck, shoulders, feet (make sure to rub under them), and even your stomach.

You can also mix in a bit of coconut oil to act as a carrier to help the essential oil spread.

Another way for you to use essential oils is by mixing a few drops (3-6) of the oil with baking soda or Epsom salt in a bathtub filled with hot water.

Soak in it for at least half an hour before going to sleep.

One thing you must ensure that there is no pimple inside nose as it will block your ability to smell the fragrance of the oil.[2] Get it removed before trying any of the above mentioned oils.

Feel free to test the essential oils that work best for you and turn your life for the better due to good sleep.

Reference

[1] Natural Lifestyle Adviser: 12 Best Essential Oil Diffuser Reviews 2017
[2] Healthy Skin Adviser: Pimple Inside Nose: Causes, Symptoms and Treatments

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Are You Obsessed with Your Sneakers? They Can Be The Cause of Smelly Feet

Do you think having a smelly feet is fun? Or you can ignore the symptom as something which can heal on its own?

Having a smelly feet is not an ordinary medical issue and many who have such symptoms can easily share with you the psychological trouble they have to go through just to avoid being detected to have smelly feet and unhygienic socks.

What Makes Feet Smelly

In medical science, “bromodosis [1] ” is the name of smelly feet. If you have this problem, it would be very embarrassing for you and very uncomfortable for the people around you.

Sweaty feet are the real reason behind smelly feet. There are sweat glands in human feet that release sweat to keep feet moist and supple during hot weather or when a person is exercising.

The number of sweat glands is the highest in feet as compared to other parts of the human body. The sweat glands in human feet are secreting all the time, and not just during exercise or hot weather.

Due to different reasons, bacteria develop on the skin which breaks down the sweat when it is coming out from the pores.

Decomposition of sweat releases a cheesy smell which makes the feet smelly.

Every Foot Sweats, Why Only Some Smell?

There are 4 to 5 reasons which are the most common cause of smelly feet. A person who wears the same shoes every day is likely to have smelly feet.

The sweat released from foot soaks into the shoes. When that person wears the shoes again before they dry, his feet are likely to become smelly. The second most common reason for smelly feet is poor personal hygiene.

Pregnant women and teenagers are likely to experience hormonal changes which cause their feet to sweat more resulting in stinky feet. Stress also triggers more sweating which can cause smelly feet.

Hyperhidrosis is a medical condition in which a person sweats more than usual, and it can also cause stinky feet.

One of the best advice you can get from personal injury lawyers (HLD Lawyers: Personal Injury Claims by the Numbers)) is to avoid getting into a situation where your legs or feet get injured. Your chances to get compensated can greatly reduce owing to this medical condition of hyperhidrosis otherwise you can lose your case simply because of your smelly feet without actually realising that you have such medical condition.

It Might Be Something To Do With Your Lifestyle!

The most effective way to avoid having stinky feet is to have good personal hygiene. You should avoid wearing the same shoes for consecutive two days.

It makes a huge difference if you adopt a habit of thoroughly washing your feet every day.

Dry your feet after washing them [2] especially the area between toes. Many teenagers have a bad habit of wearing the same shoes all day.

Changing this habit would certainly have a good effect on their feet. You should never wear the same socks for more than one day.

Its better if you avoid using nylon socks. Woolen or cotton socks are better for human feet.

Try These Effective Remedies If You Have Stinky Feet!

Some simple but very effective remedies can solve your problem of stinky feet.

  • The chemical name of baking soda is sodium bicarbonate. It reduces the bacteria by neutralizing your sweat’s pH. Take one tablespoon of baking soda and add it in one quart of warm water. Soak your feet in it for at least fifteen minutes. Its best if you do it for twenty minutes. Do it every night for a period of one week.
  • Lavender oil is a true gift of nature. It has a wonderful fragrance, and it also kills bacteria and possess antifungal properties that can treat feet smell. Take some warm water and add a few drops of lavender essential oil in it. Soak your feet in this water for twenty minutes. Do it twice a day for a period of five days.
  • Alum powder possess antiseptic and astringent properties; therefore, it can stop bacteria from growing. For treating your stinky feet, take one cup of mildly warm water and mix one teaspoon of alum power in it. Now wash your feet with this solution and leave them for twenty minutes. After that thoroughly dry them with a towel. Then evenly sprinkle one tablespoon of alum powder on your feet. Do this once every day until the smell of your feet is gone.
  • Epson salt can neutralize your foot smell because it can fight microbial infection that cause stinky feet. Take a bucket and fill it half with warm water. Take two teaspoons of Epson salt and mix it with the warm water in the bucket. Now soak your feet in this water for fifteen minutes. Do not wear shoes or even socks after this. It is highly recommended that you try this remedy before going to bed.

Above tips are simple but effective tips to actually make sure you get rid of the bad odour from your feet. Properly care for your feet if you are feeling this situation because if you leave the situation unattended and you face any accident, your chances to get compensation can simply reduce to half.

So do not leave things to the chance and take action now by following above tips.

Reference

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5 Simple Tips to Reduce Stress and Stop Anxiety Quickly

Anxiety is a medical condition and people of all ages face this challenge of facing their unknown fears and still move ahead in life.[1] It is a tough challenge which often require medical intervention and lifestyle changes to achieve a balance in our personality so that we remain under control in situations which are stressful and unknown to us.

Small changes can actually help to overcome this situation and make it easier to deal with the challenges if one is ready and prepared.

But how to ease anxiety? Here are some important tips for overcoming anxiety easily:

Completing your to do list

Stress and anxiety often occurs when we fail to accomplish what we plan. Office pressure, family commitments, social pressure and life in general puts many things on our to-do lists to complete during the day.

Failing to complete all of them on time creates stress and anxiety.

Try to limit your to do list to 4 or 5 items and if you are unable to do so, make sure you at least time bucket them and get at least 25% to 40% off your list.

It will not only relieve your stress and anxiety but would also allow you to feel empowered and accomplished.

Complete the tasks slowly instead of rushing towards them. Doing things at slow pace would also help you greatly reduce anxiety.

Accept that We are Not Perfect

There is always a gap between who we want to be and what we are right now. This gap between our ideal self and our current self can create anxiety too.

Learn to accept things as they are. Do not try to overachieve or burn yourself to achieve your desired self.

Getting slow on yourself will encourage you to see different point of views about the world and life. Accepting those point of views will help you to effectively handle

Celebrate Your Small Victories

Beating anxiety takes time and most often get discouraged when they do not see the results immediately.

Realize that your victories are important and a small progress towards an anxiety free moment should be cherished by you as it will be inching you out of the anxiety.

Eat Healthy and Exercise Regularly

There is no doubt that eating healthy food would actually help you to get over the anxiety.

There are certain foods which can easily help you relieve the stress and be anxiety free.

Chamomile tea is considered as one of the foods which can actually help you to sleep easily and have control over your nerves.

A simple walk around the block for 30 to 45 minutes can also help to relieve anxiety easily. Exercising promotes hormones which can balance your cortisol levels and your stress level. can come down easily.

Use of drugs and alcohol also increases the symptoms of anxiety and further worsens it.[2]

Anxiety is a curable issue and with consistent follow-up and lifestyle changes, it can easily be handled. You need to remain focused and cherish small victories to achieve what you desire.

Take Medical Help If Needed

Anxiety is a medical condition also and it is critical that people facing this situation must also seek active medical support.

Though there are lifestyle changes which can help to overcome this challenge but there isn’t any denying fact that active medical support can improve the recovery process and also help settle this issue on permanent basis.

Reference

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How To Find Local Plumbers Online

When it comes to plumbing, not everyone can do it in the right manner. In fact, plumbing can be quite terrifying because one wrong move can cause water to flood your house.

For these reasons, it is better if you make use of the safest option which is to get in touch with a professional. However, this can also lead to a problem because finding an experienced plumber that charges a reasonable amount of money for his or her service is a tough job.

But there’s no need for you to worry.

In today’s modern world, finding a plumber according to your needs has become easy thanks to the numerous local online directories and apps available. You just need to know where to look.

Finding the best local plumbers

Mentioned below is a list of websites and apps that can aid you in search of local plumbers.

1. Redbeacon home services

This is a subordinate of Home Depot and is an app which is available on both popular platforms; iOS and Android OS.

This app[1] makes it possible to get quotes for the plumbing job you want right from your smartphone. You just have to make a video of the plumbing task you want a professional for.

The app will then analyze the video and then make a list of all of the potential plumbing companies available along with their rates. Next, when you select the desired company, the app will help to make an appointment and will ensure you get the job done.

2. Homeyou.com

Homeyou.com is a website that provides only the best service to its clients. As the name suggests, with this website, you can find plumbers using a zip code.

The goal of this efficient website is to function as the greatest plumbing directory that is available online so that customers can find a suitable plumber without any hassle. Using the zip code to find a plumber has made the task of finding one in your area easier.

This is a great site for finding affordable handymen services and other home modeling professionals.

3. Home improvement and remodeling

This app is quite similar to the Redbeacon app. The only difference is that this app lets the users upload a photograph of the plumbing job that they need to get done instead of a video.

The app then helps the user to connect with a professional that is certified for the job. The professionals then reply back with their charges and clients can get in touch with them.

By using this app, you no longer need to make endless calls just to find a plumber for getting a simple plumbing task done.

The app is free of cost and is available on both platforms, Android OS and iOS.

4. HomeAdvisor

HomeAdvisor basically is an online directory that makes it easy to find local professionals for the tasks you want to be completed. You only have to send in the details about the work that you need to get done and the website will give you a list of the professionals best suited for the specific job.

HomeAdvisor has one of the most comprehensive screening processes and provides users immense satisfaction as evident by more than the two million reviews it has received.

5. Yelp

Yelp is well-known for finding restaurants near you. However, what you might not know about Yelp is that it can be used to find local professionals as well, which includes local electricians and plumbers.

The app uses specific search and location services to find an expert for the job you need to get done. Each and every result that comes up is complete with the usual details including the contact information of the professional, the address, and the reviews from previous clients.

So, go ahead and make use of the sources mentioned above to find a local plumber online without wasting your time.

Reference

[1] Apartment Therapy: 6 Apps to Help Find Repair Services

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How Unmarried Couples Who Live Together Can Protect Their Interests

It is common for many couples to live together long-term without getting married, irrespective of whether or not they are planning to do so in the future. Couples living with each other sometimes wrongly believe that they can exercise the same legal rights as spouses or civil partners when it comes to ownership of financial assets in situations of the death of one of them, or the break up of the relationship.

Regardless of the length of time of your relationship, there is little to no legal privilege in regard to your finances. In absence of the default protection that marriage gives (or common-law marriage in countries where that has some legal recognition), you will have to do something extra.

In order to protect yourself and your interests, and also those of your partner, you need to be aware of your rights and strengthen them where possible.

Financial Protection For Couples Who Cohabitate

With respect to financial protection for unmarried couples, there are certain voluntary arrangements that can ensure rights equivalent to married couples.[1] Making a will is one of them.

Despite recent rumors that UK intestacy laws, which set out how property is inherited on the death of a partner who has not made a will, would undergo changes, mainly as a result of the Law Commission’s recommendations that change is needed, cohabitating, unmarried couples have not been given automatic rights to inherit a partner’s property after their death.

The legal position may change in the future, but for now it is safest to make a will.

So, to protect your interests in the case of partner’s death or break-up – couples living together should assess all parts of their life together. This includes childcare arrangements, property ownership, and financial provisions. A declaration of trust arrangement and a cohabitation agreement can help.

They are legally binding and can help in determining the ownership of assets.

  • The declaration of trust, or deed of trust, sets out clearly all assets that each partner owns at the start of a relationship. It also entails what would happen to these assets if the couple splits up. You can treat it like a contract in which payment of bills and extra value, such as home improvement payments, can be settled or divided. It is basically linked to particular properties.
  • A cohabitation agreement is a “living together agreement” that covers daily matters like the household expenses and other relationship-specific circumstances. It can include details like childcare finances, school fees of kids, joint accounts, and paying debts. Such agreements cannot be altered without the approval of both.
  • Each partner is entitled to equal property rights in the case of a legal marriage, irrespective of who owns, maintains, or pays mortgage for it. But, for live-in couples, things are not that easy. All contributions, such as a mortgage or cash investments, should be included in the declaration of trust.
  • Also, couples buying a house together need to ensure that an appropriate legal structure is used so that ownership of the property automatically passes on to the partner after the death of the other. This is known as “joint tenancy”. Under this, both partners are property owners, such that if one dies, the survivor becomes the sole owner.
  • Under the new auto-enrollment scheme, all employees of an organization pay into the same workplace pension. Be aware that cohabitating couples cannot automatically claim any pension money due to their partner if their partner dies after or before retirement.
  • Investments and savings also need to be included in the cohabitation agreement. Otherwise, you will have no legal right to the wealth after splitting up or the death of a partner. You can agree between you that if investments and savings are jointly owned, both contributors get back the same proportions, as whatever they contributed after the relationship ends.
  • Consider this warning as well. If the couple is using a bank account for joint finances – a joint account – then this account needs to be listed in the cohabitation agreement. For jointly owned bank accounts, both partners have equal rights to the money in that account. Also consider what happens in the case of death. If the account is really just owned by one person and the other accesses it, a surviving partner will have no right to the money.
  • Child maintenance can also be claimed from an ex-partner. More extensive financial provisions can be added in the cohabitation agreement, but be aware that child arrangements are ultimately decided by a judge. Even children who are not related biologically to either or one of the partners, but who are family members, will be entitled to be maintained.

Living together and investing in property with your partner is an incredible experience, but be smart and protect yourself and your interests during a relationship.

Featured photo credit: betterment.com via betterment.com

Reference

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